Certificate of completion for both credit counseling and debtor education are required but before the filer’s debts can be discharged. Only credit counseling organizations and debtor education course providers that have been approved by the U.S. Trustee Program may issue these certificates.
While it may seem like a “quick fix,” the lasting implications can be more serious, and credit counseling works with the debtor to make sure it is truly a last resort. It is often a good idea to get an idea of what alternatives may be available in your case. In many cases, filing bankruptcy really is your best option.
How to Get a Bankruptcy Counseling Certificate? How to Get a Bankruptcy Counseling Certificate. Obtaining a bankruptcy counseling certificate is a prerequisite to filing for personal bankruptcy under the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005.This requirement is to help ensure that consumers are educated about the bankruptcy process.
Pre-Discharge Debtor Education? When you complete the first course – pre-filing bankruptcy credit counseling – you receive a certificate that you, or your attorney, must include when filing for bankruptcy. The same situation exists after completing the second course – pre-discharge debtor education, which is sometimes referred to as Financial Management.
Yes. You are not required to complete both courses with the same company. We encourage you to take the second bankruptcy course with us as we provide the course for the lowest price of $14.95 per household and excellent service. We are confident that you will love our course.
To get a bankruptcy education certificate, you’ll need to take a debtor education course offered by an approved provider. This education course will help you with managing your money, creating and maintaining a budget, and using credit appropriately. Education can take place in person, on the phone, or online. Once you’ve finished the
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